A Fruitful Retirement: Social Security Benefit Taking your Social Security benefits at the right time may help maximize your benefit. Share | Related Content Financial Fixes: How to Get Out of the Minimum Payment Vorte Did you know that U.S. households carry nearly $7000, in revolving credit card debt from month to month? Three Key Questions to Answer Before Taking Social Security When to start? Should I continue to work? How can I maximize my benefit? Historical Inflation This calculator shows how inflation over the years has impacted purchasing power.